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A mutual fund is an investment vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. A professional fund manager handles the portfolio on behalf of investors.
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Yes, many mutual funds offer the flexibility to invest as little as 100 rupees per month through a Systematic Investment Plan (SIP). This makes it accessible and convenient for a wide range of investors to harness the power of compounding over the long term.
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Yes, most open-ended mutual fund schemes allow withdrawals at any time. However, if your investment is in ELSS (tax-saving) funds, a mandatory lock-in period of three years applies. Some schemes may also impose an exit load if withdrawn before a specified duration.
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No, mutual fund returns are taxable based on holding periods:
- > 20% Tax: On equity-oriented mutual fund gains held for less than 12 months.
- > 12.50% Tax: On long-term equity gains exceeding Rs. 1.25 Lakh per fiscal year.
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The pooled corpus of mutual funds is deployed directly into market-linked assets like stocks and corporate bonds. Because these underlying equities and instruments fluctuate based on macroeconomic factors, corporate earnings, and liquidity, your fund's net asset value (NAV) can rise or fall accordingly.
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Arijit De is fully NISM-certified and registered with the Association of Mutual Funds in India (AMFI) as an authorized Mutual Fund Distributor.
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We provide you with secure access to a dedicated mobile application and website portal. You can log in 24/7 to check live values, profit/loss metrics, and precise details of your portfolio.
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Your comprehensive account statements will be delivered automatically right to your registered Email inbox or WhatsApp number for effortless, paperwork-free tracking.
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Yes. We provide complete end-to-end operational support to help you smoothly purchase new schemes, redeem your funds, or switch between different mutual fund plans whenever required.
